Right to Buy Mortgages.

Expert mortgage advice on the right to buy scheme and the mortgages available to help. No jargon, no robots, just friendly humans and a simple process.

Right to Buy Discount
Right to buy is the scheme available to allow tenants of councils & housing associations to purchase the property they are living in at a discount.
How the discount helps
The discount is calculated based on a number of factors depending on how long you have lived in your property and the property value & type.The discount can help your affordability for a right to buy mortgage and can often be used to form all or part of your deposit to purchase the property below.


Do you need a deposit?
Yes - but this can come from the discount given too
How much deposit you need will depend on your individual circumstances. You may also be able to use the right to buy discount given and in many cases this be sufficient.
Can you get a mortgage with a CCJ?
Yes you may be able to
A County Court Judgement can have an impact on the mortgage options available. it doesn't mean it's the end of the road for your mortgage chances though. It will depend on how long ago the CCJ was registered and if it has been settled or not. The longer ago this was registered the better usually, with it being settled also helping your chances greatly.
Who is eligible?
See the .Gov website for full eligibilty and to apply
You are currently eligible to apply if: it’s your only or main home it’s self-contained you’re a secure tenant you’ve had a public sector landlord (for example, a council, housing association or NHS trust) for 3 years - it does not have to be 3 years in a row
Nobody really wants a mortgage. We get this.
We’re here to help you get what you really want and make sure you never pay more than you need to, whatever your goal with your mortgage. Whether this is buying your home, investing, or switching deals.

How we work

1. Start with a friendly chat with an expert advisor. We’re here to understand your goals and circumstances
2. Access our easy-to-use platform to provide the info and documents needed so we can verify the deals you are eligible for.
3. Once you are happy with everything, you are ready to apply - we’ll handle everything for you
4. Support for every part of the process, for the lifespan of your new mortgage - so you never miss a deal.

We're here to help

Our process is built to enable access to the very best mortgage advice, as easily as possible, wherever you are in the UK. No robots, just friendly humans.

Will Walton - Founder

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Walton Private Finance is an Appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Proprietor : William Walton
Important Information Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.  Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply
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