Expert mortgage advice to help qualified professionals get the most out of your mortgage. Increased borrowing and flexible underwriting are some of the common benefits offered by lenders to professionals.
Preferential terms for qualified professionals with professional mortgages
Some UK mortgage lenders offer preferential terms to particularly qualified professionals.
Who can professional mortgages help?
These can include : Accountants, actuaries, doctors of medicine, barristers, solicitors, dentists, pilots, teachers, police officers, vets, architects, surveyors and pharmacists.
Flexibilty and increased borrowing for some professions
You may also be able to obtain a professional mortgage whilst a trainee if you are training to become an accountant, solicitor or an actuary.
Mortgage lenders often look favourably on these career paths as the stability and employability they bring.
Some lenders offer increased borrowing to certain professions. For example this can be 5.5 times annual income subject to lender underwriting.
What do I need to qualify for a professional mortgage?
Industry specific qulaifications or memberships
Lenders will usually need to see your industry-specific qualification and /or your membership with your specific professional body. You also need to be practising in your professional field.
Nobody really wants a mortgage.
We get this.
We’re here to help you get what you really want and make sure you never pay more than you need to, whatever your goal with your mortgage. Whether this is buying your home, investing, or switching deals.
How we work
1. Start with a friendly chat with an expert advisor. We’re here to understand your goals and circumstances
2. Access our easy-to-use platform to provide the info and documents needed so we can verify the deals you are eligible for.
3. Once you are happy with everything, you are ready to apply - we’ll handle everything for you
4. Support for every part of the process, for the lifespan of your new mortgage - so you never miss a deal.
Helping you access expert mortgage advice flexibly beyond 9am-5pm, simplifying the process, and removing jargon.
Walton Private Finance is an Appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Proprietor : William Walton
Your home may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage.
As with all insurance policies, conditions and exclusions will apply
We do not charge a fee for our service.
We receive commission from the lender when the mortgage completes and choose not to charge a fee on top of this.
Walton Private Finance will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.